Refinancing Your Home

Now is the time to take advantage of today’s low rates

Interest rates are still at an all time low that we haven’t seen in decades. We are here to help you take advantage of these low rates before they are gone. Contact us today so we can provide you with different loan scenarios to give you different examples of new payment options so you understand exactly how much you will be saving in order for you to make an informed and educated decision about your refinance.

Take advantage of the equity that you have built in your home

This option is popular for our clients that have built equity in their home and would like to borrow against their home’s equity in order to finance or pay for other expenses. You can borrow against the equity of your home and lock in a low rate at the same time!

Some of the ways that you can take advantage of the equity of your home include:

• Remodeling: You can take the money from your refinance to fund a remodel in your home such as adding or updating a room, kitchen, or bathroom.
• Education: Do you have a loved one that is getting ready to graduate from high school? You can use your cash-out refinance for your loved one’s college tuition.
• Big Purchases: You may want to finance other opportunities such as an investment properties or other business opportunities. If your family is looking to purchase a new car, a cash-out refinance can help you with that purchase as well.

Lock in a current low interest rate

It may be in your best interest to convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortage (FRM). This will give you peace of mind by eliminating the risk of having your monthly payment increase.

Shorten your loan term

It can be a great idea to refinance from a 30 year fixed loan into a 20, 15, or 10 for many reasons. By doing this, you pay less interest over the life of your loan, which means more money in your pocket. We would like to help you shorten your loan term in addition to locking you in to a lower interest rate. We will help you choose a loan term that makes the most since with your given financial sitauation.